What You'll Learn: First-Time Homebuyer's Five Week Curriculum

Becoming a homeowner is not out of your reach. We can show you what you need to do to make it happen through the award-winning classes at our Homeownership University.

Presenter – Homebuyer Counselor

Who and What is MAHA and the Homebuyers Union?

Advantages and Disadvantages of Homeownership

Ideal Homebuying Process

Role of Professionals

Doing Your Homework

Presenters – Realtor & Home Inspector
Realtor:	Home Inspector:
What Kind of House is Best for You?	Importance of Home Inspection
How to Find a House	How to Find a Good Home Inspector
Types of Real Estate Professionals	What a Basic Home Inspection Includes
Working With a Real Estate Professional	Inspection Report
Fair Housing Laws	Other Inspections
House Hunting Tips
Making an Offer

Presenters – Attorney and Credit Counselor
Attorney:	Credit Counselor:
The Lender’s Attorney	The Role of Budgeting and Credit
Why You Need Your Own Real Estate Attorney	What is Budgeting?
Tips for Finding an Attorney	Developing a Budget
The Offer to Purchase	Budgeting as a Renter vs. Budgeting as a Homeowner
The Purchase and Sales Agreement	The Importance of Good Credit
The Closing	Credit Reports
Title Insurance	Building a Credit History
Homestead Declaration	Signs of Credit Problems
	Repairing Credit

Presenters - Bank & Insurance Agent
Bank:	Insurance Agent:
The Mortgage Application Process	Why Do I Need Homeowners Insurance?
Down Payment	Terms You Should Know
Closing Costs	Shopping for Insurance
Private Mortgage Insurance	Lead Paint and Flat Roofs
Shopping Around for the Best Mortgage
Principle, Interest, Taxes & Insurance (PITI)
If Your Application is Rejected
Fair Lending

Presenter – Homebuying Counselor

Responsibilities of Homeownership

Financial Responsibilities

Maintenance and Repair Responsibilities

Avoiding Defaults and Foreclosure

Getting Involved in Your Neighborhood

Civic Responsibilities

Other MAHA Educational Programs

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