In its nineteenth annual report on mortgage lending patterns, the Massachusetts Community & Banking Council (MCBC) confirms another major shift in the mortgages provided to Massachusetts homebuyers. In the wake of the implosion of the subprime mortgage industry, high-cost subprime lending has almost disappeared, while government-backed lending has grown dramatically.

Changing Patterns XIX: Mortgage Lending to Traditionally Underserved Borrowers & Neighborhoods in Boston, Greater Boston and Massachusetts 2011, provides analyses of lending patterns in the city of Boston, Greater Boston and Massachusetts in 2011, as well as for each of the state's thirty-three largest cities and towns. Changing Patterns XIX was prepared for MCBC by Jim Campen, professor emeritus of economics at UMass Boston and longtime MAHA board member.

Past Year Reports:

Changing Patterns XVIII
Changing Patterns XVII
Changing Patterns XVI
Changing Patterns XV
Changing Patterns XIV
Changing Patterns XIII