Changing Patterns

In its twentieth annual report on mortgage lending patterns, the Massachusetts Community & Banking Council (MCBC) finds that nearly one in four home purchase loans statewide are government-backed (primarily FHA and VA). Government-backed loans made up more than half of all home purchase loans in five cities - Lawrence, Brockton, Springfield, New Bedford and Lynn.

Changing Patterns XX: Mortgage Lending to Traditionally Underserved Borrowers & Neighborhoods in Boston, Greater Boston and Massachusetts 2012, provides an analysis of area lending patterns in 2012, as well as data for each of the state's thirty-three largest cities and towns. Changing Patterns XX was prepared for MCBC by Jim Campen, professor emeritus of economics at UMass Boston and longtime MAHA board member.

Past Year Reports:

Changing Patterns XIX
Changing Patterns XVIII
Changing Patterns XVII
Changing Patterns XVI
Changing Patterns XV
Changing Patterns XIV
Changing Patterns XIII


Massachusetts Affordable Housing Alliance
1803 Dorchester Avenue
Dorchester, MA 02124
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By phone: 617-822-9100
By fax: 617-265-7503