MAHA educates and mobilizes across Massachusetts to break down barriers to affordable and sustainable homeownership.

    Number of CRA ratings plummet; Percentage of "outstanding" rankings highest in six years

    New MAHA Report on 2013 CRA Ratings is Released

    March 10, 2014 - Nearly one-quarter of Massachusetts banks (15 of 65) received an "Outstanding" rating on their Community Reinvestment Act evaluations from federal and state regulators, according to a report issued today by the Massachusetts Affordable Housing Alliance (MAHA). The number of performance examinations dropped dramatically from 2012 when 100 banks received a CRA rating.

    The report was prepared for MAHA by Jim Campen, Professor Emeritus of Economics at the University of Massachusetts at Boston and a long-time member of MAHA's Board of Directors.

    MAHA's twenty-third annual report lists the CRA ratings assessed to all Massachusetts banks, credit unions, and mortgage companies and evaluates the performance of the three federal regulators and the Massachusetts Division of Banks in reviewing bank performance in meeting community needs.

    MCBC Report Shows Continued High Use of Government-Backed Loans and Increased Lending by Independent Mortgage Companies

    BOSTON, MA – (February 27, 2013) In its twentieth annual report on mortgage lending patterns, the Massachusetts Community & Banking Council (MCBC) finds that nearly one in four home purchase loans statewide are government-backed (primarily FHA and VA). Government-backed loans made up more than half of all home purchase loans in five cities - Lawrence, Brockton, Springfield, New Bedford and Lynn.

    Changing Patterns XX: Mortgage Lending to Traditionally Underserved Borrowers & Neighborhoods in Boston, Greater Boston and Massachusetts 2012, provides analyses of lending patterns in the city of Boston, Greater Boston and Massachusetts in 2012, as well as for each of the state’s thirty-three largest cities and towns. The report was prepared for MCBC by Jim Campen, professor emeritus of economics at UMass Boston. In addition to the data in the report, MCBC is also providing data on all Massachusetts cities and towns in a set of on-line tables. Both the report and the on-line tables are available on MCBC’s website at


    Massachusetts Affordable Housing Alliance
    1803 Dorchester Avenue
    Dorchester, MA 02124
    By email:
    By phone: 617-822-9100
    By fax: 617-265-7503